Mortgage Refinance Sources and Information

Use this site to learn how to refinance mortgage loan, get a first or second mortgage, about home equity loans, and home equity lines of credit, and what the different options are for mortgage refinancing. In addition to the mortgage information, there are links to a varity of lenders offering different types of programs and mortgage rates for home mortgage loans, including bad credit mortgage refinance. Be sure to read our information and check out all of the lender links here before you decide which way to go!

Refinance Mortgage Loan? Tips on Refinancing Your Home Mortgage


Refinancing your home mortgage can come with some great perks. If you do it with no money out of pocket, you can skip one to three mortgage payments. You can save money on your payment or pay off your entire mortgage faster when you have better terms.

Bad Credit Mortgage Loans ? How To Get Approved


Persistence is the key working toward getting approved for a bad credit mortgage loan. There are many factors that you, as a borrower have control over that can help you get approved faster and easier. There are guidelines that most sub-prime lenders go by that, if you know them, can help you move through the process without getting stuck, unable to get financing.

Bankers Dont Want You to Know That You Pay for Your No Cost Home Loan Forever


With mortgage rates continuing on a downward trend, the competition in the business is fierce. A day never passes that I don't hear some crazy advertisement about a new loan program that XYZ mortgage company has and no one else offers. One of the oldest programs remains steadfast in both its high profile and its duplicity. This program is the No Cost Home Loan -- the one bankers say is free, but you actually pay for as long as you have the loan.

Refinancing Mortgage Loan - Get The Lowest Interest Rate You Can When Refinancing


Refinancing can be a very simple process. You fill out a few applications, take the best offer and you're done. You already own your home, so, depending on your broker, the whole process can be fairly simple. Just be careful and make sure you do your homework before you accept a refinance loan offer. You will want to make sure that you get as many refinance mortgage loan offers as possible and talk to as many mortgage loan brokers as you can.

Total Cost Of Credit vs Monthly Payments


I read a press release the other day which points to the fact we need to be very careful with our finances. The subject of the release was home mortgages. A company was announcing the availability of 40 year mortgages for its customers. The stated purpose was to lower the monthly payments to make buying a home more affordable.

Low Home Mortgage Interest Rate - Finding the Best Mortgage Rate


Interest rates are at an all time low, making now the perfect time to purchase a new home or refinance your existing mortgage. The interest rate you receive will depend largely on your credit rating, monthly debt, and your income. Mortgage loans are typically 15 to 30 years in length and will either have a fixed or variable interest rate.

Refinancing Your Home Mortgage - Get Up To 125% Cash From Your Homes Value


With the low interest rates being offered by lenders today, now can be the perfect time to refinance your existing mortgage. Remember that you do not have to refinance your home through the same lender that provided your initial mortgage. Lending institutions are offering competitive terms and rates, with some lenders offering home loans up to 125% of the value of your home. Compare your current interest rate to the rates being offered by a variety of lenders and make sure the costs involved in refinancing your home will be worth your time and effort.

Apply For Home Mortgage Loan Online With Bad Credit - Things To Consider


So, you've found the perfect home. You've already decided where to place each piece of your furniture inside the home, and in your mind, all of your family photographs are hanging alongside the stairwell. But wait-do you know that even if you believe that your credit report is spotless, it could negatively affect your chances of getting that home mortgage approval?

Mortgage Refinance - Tips to Help You Cut Fees and Costs


Saving money through a mortgage refi is more than just finding the lowest interest rates. You can further cut fees and costs through the structure of your loan, avoiding PMI, and buying lower interest rates.

Free Home Equity Loan Information


Home equity loan information can sometimes be confusing and misleading. I have written this article to properly explain home equity loans. Basically equity is the difference between your home's appraised -- or fair market value and the outstanding mortgage balance you owe on your home. Borrowing against the equity built up in a home has become extremely popular.

Types of Home Equity Loans


There are at least two types of home equity loans.

Reasons To Get A Home Equity Loan


Using a home equity loan really depends on what your needs, wants and desires are that prompt you to take the home equity loan in the first place.

Home Mortgage Refinancing - Things to Consider When Looking to Get Cash Out on a Refinance


When you refinance your home mortgage, lenders often tempt you with the option of cashing out part of your home's equity. Cash at a comparably low interest rate may seem like a good option, but make sure you will financially benefit from it first.

Home Loan Refinancing - What Lenders Dont Want You To Know


Refinancing lenders seems to hold all the cards. They have the money and their own system for determining which type of credit you can qualify for. What lenders don't want you to know is that you can improve your credit rating in a matter of days.

Home Equity Loan Tax Deductions


Interest - is an amount you pay for the use of borrowed money.Several lenders are currenty offering amazing deals for 125% home equity loans. As highly advertized as these loans are they don't highly advertize that the interest payments on these loans are not neccessarily fully tax deductable.

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Mortgage Industry News


Refinance rates ease for Thursday  Bankrate.com

Multiple key refinance rates decreased today. If you're shopping for a home loan, see what that means for you.


Mortgage rates head down for the third week in a row  The Washington Post

A volatile week in the financial markets had little effect on mortgage rates. According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate ...


Fannie Mae and Freddie Mac are refinancing fewer mortgages than at any point since the crisis  HousingWire

Recently released data from the Federal Reserve Bank of New York's Center for Microeconomic Data revealed that the first quarter of this year was the mortgage ...


Refinance rates tick lower for Monday  Bankrate.com

Several closely watched refinance rates dropped today. If you're shopping for a home loan, see what that means for you.


Refinance rates retreat for Friday  Bankrate.com

Several closely watched refinance rates trended down today. See what that means for your refinance chances.


Refinance mortgage rate drops for Friday  Bankrate.com

Refinance rates were mixed, but one key rate ticked downward. If you're shopping for a refi, see how your future mortgage payments could be affected.


What homebuyers and refinancers should know about timing mortgage rate movements  Bankrate.com

It's important to remember that you have options when it comes to your mortgage and trying to predict interest rate movements. The options, however, get more ...


Mortgage rates are low. Here's how to figure out if you should refinance  NBC News

Low mortgage rates have many people thinking about buying a new home or refinancing their current mortgage.


Can You Use a Mortgage Refinance to Pay Down Debt?  The Motley Fool

Find out if you can use a mortgage refinance loan to pay down debt -- and if it's a good idea to do so.


Refinance mortgage rate increases for Saturday  Bankrate.com

Refinance rates were mixed, but one key rate ticked up. See what that means for you if you're in the market for a mortgage.


Mortgage Rates Mostly Hold Near Lows, But Things Could Change Tomorrow  Mortgage News Daily

Mortgage rates moved microscopically higher today, depending on the lender. In terms of underlying movement in the bond market, however, rates should have ...


Can You Refinance a Reverse Mortgage? | US  U.S News & World Report Money

Refinancing a reverse mortgage may be best for adding a spouse to the loan, getting a better interest rate or accessing more home equity.


Refinance mortgage rates mixed for Monday  Bankrate.com

Refinance rates were mixed today. If you haven't locked a refi yet, see how your future mortgage payments could be affected.


Refinance rates decline for Tuesday  Bankrate.com

Several closely watched refinance rates trended down today. See what that means for you if you're in the market for a mortgage.


Mortgage applications slightly lower despite three weeks of falling rates  CNBC

Mortgage hunters were not particularly impressed with the latest drop in interest rates. Mortgage application volume dropped 0.6% last week from the previous ...


Mortgage rates decline for Tuesday  Bankrate.com

Several benchmark mortgage rates slid lower today. If you're shopping for a home loan, see how your future mortgage payments could be affected.


Refinance rates ratchet higher for Monday  Bankrate.com

Multiple benchmark refinance rates floated higher today. If you're shopping for a refi, see how your future mortgage payments could be affected.


VA loan series: VA vs FHA vs USDA | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

VA loan *service* requirements are important when it comes time to get a VA mortgage. Depending on your *service* status it's possible to avoid funding fees.


Trade tensions push mortgage rates lower for second week in a row  Washington Post

Concerns about the U.S.-China trade feud pushed mortgage rates lower this week. According to data released Thursday by Freddie Mac, the 30-year fixed-rate ...


Refinance rates tick lower for Tuesday  Bankrate.com

Several key refinance rates dropped today. If you're shopping for a home loan, see what that means for you.


Why Refinancing Your Mortgage At A Lower Rate Might Be A Bad Idea  Seeking Alpha

Offers concrete examples of how refinancing your mortgage at a lower rate can increase your interest payments. Gives two reasons for this: The sacrifice of the.


Mortgage rates trend down for Wednesday  Bankrate.com

Several closely watched mortgage rates ticked downward today. If you're in the market for a mortgage, see what that means for you.


When will non-QM loans and HELOCs take off?  National Mortgage News

The shift to nonbank lenders will put the breaks on non-qualified mortgage and home equity line of credit origination growth.


No Payment Until AUGUST if You Refinance or Buy Now – Ideal Home Loans  FOX 31 Denver

With just one phone call, you could save hundreds of dollars on your mortgage payment every month. And if you mention Colorado's Best, Brent Ivinson, Owner ...


How to get out of debt: 4 balances you should refinance in 2019  USA TODAY

Is this a good time to refinance your debt? Here are a few debts that you should consider refinancing in 2019.


Tyler Sawyer: Lenders Must Data Model the 'Most Likely Borrower'  Mortgageorb

PERSON OF THE WEEK: Automation of the mortgage application process has become increasingly sophisticated. Lenders today are almost universally ...


Refinance rates advance for Tuesday  Bankrate.com

Several closely watched refinance rates notched higher today. If you're shopping for a home loan, see how your payments might be affected.


Mortgage rates decline for Thursday  Bankrate.com

Several closely watched mortgage rates decreased today. If you're in the market for a mortgage, see how your payments might be affected.


US News: How and Why to Refinance a Reverse Mortgage  Reverse Mortgage Daily

Refinancing an existing reverse mortgage into a new and potentially better one could be an option that works for some senior homeowners, but it's not a ...


Mortgage rates fall for Monday  Bankrate.com

Several closely watched mortgage rates trended down today. If you haven't locked yet, see how your finances could be affected.


Closely watched mortgage rate falls for Friday  Bankrate.com

Mortgage rates showed no clear direction today, but one key rate sunk lower. See what that means for you if you're in the market for a home loan.


HELOC: Understanding Home Equity Lines of Credit  NerdWallet

A home equity line of credit, or HELOC, is a second mortgage that gives you access to cash based on the value of your home. You can draw from a home equity ...


Mortgage Traders Breathe Easier as the Risk of a Refinancing Wave Ebbs  Bloomberg

Mortgage investors are breathing a sigh of relief amid signs a potential surge in prepayments set to weigh on returns may be avoided.


You Need a Residual Income Strategy?  National Mortgage Professional Magazine

Do you have a pipeline that can deliver a predictable number of loans two years into the future? I will wager that the only Loan Officers who do are closing ...


Mortgage rates climb for Monday  Bankrate.com

Several benchmark mortgage rates notched higher today. If you haven't locked yet, see how your future mortgage payments could be affected.


Adjustable-rate mortgages are making a comeback. But are these loans right for you?  Washington Post

Acopy edited djustable-rate mortgages, known as ARMs, are back, despite having earned a bad reputation at the height of the housing crisis. Post-crisis ...


Mortgage rates rise for Monday  Bankrate.com

Multiple benchmark mortgage rates advanced today. If you're shopping for a mortgage, see what that means for you.


Mortgage rates decrease for Wednesday  Bankrate.com

Multiple benchmark mortgage rates tapered off today. If you're shopping for a home loan, see how your finances could be affected.


When to Refinance a 15 Year Mortgage to a 30 Year Mortgage  SavingAdvice.com

When you are ready to refinance a mortgage, one thing to you may wonder is should I Refinance My 15 Yr Mortgage to a 30 Yr Mortgage? Read her to find out.


Fannie Mae anticipates higher mortgage rates in 2019  Mortgage Professional America

The Fannie Mae Economic and Strategic Research (ESR) Group forecasted that mortgage rates would continue to rise in the remaining quarters this year due to ...


Mortgage rates fall for Wednesday  Bankrate.com

Several closely watched mortgage rates sunk lower today. The average rates on 30-year fixed and 15-year fixed mortgages both were down. On the ...


Refinance rates retreat for Thursday  Bankrate.com

Several key refinance rates ticked downward today. If you're in the market for a refinance, see how your finances could be affected.


U.S Mortgages – Down for a 3rd Week in a Row as Trade War Jitters Lingered  Yahoo Finance

Mortgage rates slipped again in the week ending 16th May. 30-year fixed rates fell by 3 basis points following on from a 4 basis point rise from the previous week ...


Average FICO Score For Closed Mortgages Hit 728 in April  Mortgageorb

The average FICO score for closed mortgages (all types) increased to 728 in April, the highest it's been in at least 16 months, according to Ellie Mae's Origination ...


Just Approved: Divorcee capitalizes with cash-out refinance  SFGate

Mortgage adviser: Brenda Wyatt. Property type: Single-family home in Lakeshore Terrace. Recommended Video. Speed. Normal. Quality. Auto. Quality. Speed.


Refinance rates trend higher for Saturday  Bankrate.com

Multiple key refinance rates climbed today. See what that means for your refinance.


Trump Already Owed More Money Than Any President in History—and Borrowed Millions More in 2018  Mother Jones

President Donald Trump's latest personal financial disclosure was released Thursday afternoon, showing that Trump, who already owed more money than any ...


'Now Is The Time To Refinance': Low Mortgage Rates Cause Surge In Refinancing  Forbes

Last week's massive dip in mortgage rates apparently pushed homeowners into action. According to new data from the Mortgage Bankers Association, ...


Is a No Closing Cost Mortgage Right for You?  U.S News & World Report Money

A no-closing-cost mortgage conserves cash upfront when borrowers buy or refinance a home, but you will pay more interest over the life of the loan.


Better Money Habits: How to calculate your home equity  Foster's Daily Democrat

If you're a homeowner, it is important to understand your home equity and how to calculate it. Home equity is the difference between the appraised value of your ...


PrimeLending Wins MortgageSAT Award for Best-in-Class Application Process  Yahoo Finance

PrimeLending, a national home lender, has earned the MortgageSAT Best-in-Class Lender Award for Application Process, given to lenders whose application ...


How to Get a Mortgage for a Rental Property  U.S News & World Report Money

Mortgages for a rental property are different from home loans for your primary residence. For example, the interest rates for a rental property may be higher.


Industrial Production and Retail Sales Data Disappoint – Market Update  Zing! Blog by Quicken Loans

The housing market outperformed production and retail sales data this week. All that and more on the way in Market Update!


Mortgage rates retreat for Thursday  Bankrate.com

Multiple key mortgage rates declined today. If you're in the market for a home loan, see how your payments might be affected.


May Fed Meeting: Mortgage rates fall as the Fed maintains "patient" stance | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

The third Fed meeting of the year adjourned on May 1 and mortgage rates are benefitting. The group continued on the “patient” path as far as future rate hikes.


Don’t dig yourself deeper in debt with these ‘solutions’  USA TODAY

Americans are slipping ever deeper into hock. To cope, many people turn to debt consolidation loans, cash-out mortgage refinancing and retirement plan loans ...


How to Refinance a Small Business Loan  U.S News & World Report Money

Refinancing a small business loan, compared with a mortgage, has a few more steps and may require as much documentation as your initial business loan.


Mortgage refinance boom goes bust as rates shift higher  CNBC

A turnaround in interest rates turned borrowers back on their heels last week, deflating a quick boom in refinance demand.


Mortgage refinancing spree becomes a race against the clock  Bankrate.com

Some 2.43 million homeowners can reduce their mortgage interest rate by refinancing, according to a recent mortgage report by Black Knight, a mortgage data ...


The Shocking Truth 50 Years After The 1968 Fair Housing Act: The Black Homeownership Paradox  Forbes

You may have seen stories in April about the Fair Housing Act being signed 51 years ago on April 11, 1968. The Act outlawed housing discrimination based on ...


African Development Bank Approves Eur 90 Million to Support the Kenya Mortgage Refinance Company  AllAfrica.com

Bank funding to boost mortgage finance access to lower middle- and middle-income households. The Board of the African Development Bank on 15 May 2019 ...


The best and worst metros for savers in 2019, ranked  Bankrate.com

People living in areas with high housing costs could forgo all nonessential expenses for three years, religiously saving their extra dollars month after month, and ...


Refinance Your Mortgage Quickly: Prequalify in Just 3 Minutes  Credible News

Let us do the heavy lifting for you. Compare rates from multiple lenders with no impact to your credit score. Refinance your mortgage with peace of mind.


India’s Money Engine Is Broken  Bloomberg

A $55 billion funding market is drying up and threatening a chain reaction. The next prime minister must fix it, and quickly.


These are the best (and worst) reasons to refinance your mortgage  Bankrate.com

Whether you've owned your home for a short time or you've had your mortgage a bit longer, a mortgage refinance involves careful consideration. After all, you'll ...


5 Signs It's Time To Refinance Your Mortgage  Forbes

You've probably heard that refinancing your mortgage can save you money. While that's true in many cases, refinancing needs be done at the right time in order ...


Mortgage refinance checklist: what you need to refinance your home | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

This handy mortgage refinance checklist tells you what you need to do before refinancing. Get your paperwork in order and know your refinance goals to speed ...


What to consider before determining whether to refinance your mortgage  Washington Post

REAL ESTATE MATTERS | For a home-run refinance, try to find a deal that helps you do these four things: lower your interest rate, shorten your loan term, lower ...


Shelter Afrique invests Ksh 200M in mortgage refinancing firm  Kenya Broadcasting Corporation

Pan African housing development financier, Shelter Afrique has invested Ksh. 200M in the Kenya Mortgage Refinance Company.


Mortgage refinance applications hit 18-year low  CNBC

Mortgage refinance applications hit an 18-year low. With no major move in interest rates and continued weakness in home affordability, there was not a lot of ...


The main reason to refinance your mortgage: Save money  Chicago Tribune

A substantial drop in interest rate on a fixed rate mortgage could save you money with a refinance. But you must factor in closing costs on the transaction.


Cash-out mortgage refinancing: Here’s where homeowners are using it most  Bankrate.com

Homeowners who snagged a low-interest mortgage in recent years generally avoid refinancing the loan because interest rates are higher now. When they need ...


What You Should Know About Mortgage Programs for Teachers  U.S News & World Report Money

A number of local, state and federal programs offer eligible teachers steep discounts on homes and attractive mortgage terms.


Still haven’t refinanced your mortgage? You still have an opportunity to save big  Bankrate.com

Mortgage rates seem to be the only thing that's affordable in today's low-inventory, high-priced housing market. This is good news for both homebuyers and ...


Did you refinance your home mortgage last year? You can still qualify for often-overlooked deductions  MarketWatch

f you refinanced your home mortgage last year, you may be in line for some often-overlooked tax deductions on your yet-to-be-filed 2018 Form 1040.


Homeowners are rushing to refi mortgages as rates drop  The Real Deal

Homeowners throughout the country are looking to refinance their mortgages thanks to lower borrowing costs, contributing to a sharp government bond rally.


Refinance mortgage rate slides for Wednesday  Bankrate.com

Refinance rates were mixed, but one key rate declined. If you're in the market for a mortgage, see what that means for you.


5 million homeowners suddenly "in the money" to refinance | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

Millions of homeowners could now save each month on their mortgage payments, according to a new report. That's because they're suddenly “in the money” to ...


Mortgage rates drop below 4.5%. Homeowners scramble to refinance | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

There is a quiet refinance boom brewing, as mortgage rates sink to 9-month lows. Not since April 2018 have rates been this low. Freddie Mac, in its weekly ...


Refinance rates trend higher for Monday  Bankrate.com

Several key refinance rates floated higher today. See what that means for you if you're in the market for a home loan.


Refinance mortgage rate dips for Saturday  Bankrate.com

Refinance rates were mixed, but one key rate declined. See what that means for you if you're in the market for a home loan.


Refinance mortgage rate eases for Monday  Bankrate.com

Refinance rates were mixed, but one key rate slid lower. See what that means for you if you're in the market for a home loan.


New mortgage agency brings home ownership to masses  Business Daily

Housing finance will now be pushed down to the neglected lower end of the market.


Refinance mortgage rates mixed for Tuesday  Bankrate.com

Refinance rates were mixed today. If you're in the market for a refi, see how that could affect you.


How should I apply for a mortgage refinance: in person, by phone or online? | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

You can apply for a mortgage refinance in person, over the phone or online. Just make sure that the company is legitimate before providing personal information ...


Refinance rates trend higher for Wednesday  Bankrate.com

Several closely watched refinance rates notched higher today. If you're in the market for a home loan, see what that means for you.


Freddie Mac Enhanced Relief Refinance (FMERR) 2019 guidelines, rates, and benefits | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

The Freddie Mac Relief Refinance Program (FMERR) allows homeowners to refinance with little or no home equity. Home value dropped since you purchased?


Refinance rates rise for Friday  Bankrate.com

Multiple closely watched refinance rates notched higher today. See what that means for you if you're in the market for a home loan.


Refinance rates move higher for Wednesday  Bankrate.com

Multiple key refinance rates notched higher today. See what that means for your refinance.


Should You Refinance Your Mortgage?  Forbes

Evidently many mortgage borrowers fail to understand that mortgage refinances have a variety of possible purposes, and their success depends on a variety of ...


Refinance mortgage rate drops for Tuesday  Bankrate.com

Refinance rates were mixed, but one key rate trended down. If you're shopping for a refi, see how that could affect you.


Refinance mortgage rates mixed for Saturday  Bankrate.com

Refinance rates were mixed today. See what that means for you if you're in the market for a mortgage.


How to refinance to pay off a mortgage faster | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

You probably have a number of ways to pay off a mortgage faster. You can refinance to a shorter term, pay more on your existing mortgage or free up your ...


Mortgage application increase led by higher refinance volume  National Mortgage News

Mortgage applications increased last week but unlike the prior period, it was driven by refinance volume as interest rates fell to a one-year low, according to the ...


Refinance rates ease for Friday  Bankrate.com

Multiple benchmark refinance rates ticked downward today. If you're in the market for a mortgage, see what that means for you.


Refinance rates rise for Thursday  Bankrate.com

Multiple closely watched refinance rates trended upward today. If you're in the market for a refi, see how your future mortgage payments could be affected.


Couldn't qualify to refinance last year? Lenders more likely to say yes in 2019 | Mortgage Rates, Mortgage News and Strategy  The Mortgage Reports

If you have been wanting to refinance but had a hard time getting approved, 2019 might be your year. Lenders are allowing higher debt-to-income ratios, ...


Refinance rates slide for Wednesday  Bankrate.com

Multiple key refinance rates slid lower today. If you haven't locked a refi yet, see what that means for you.


Refinance rates decline for Thursday  Bankrate.com

Several benchmark refinance rates decreased today. See what that means for your refinance.





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Mortgage Refinance Sources 2005